10,000 Loan - Compare Now
10,000 Euro
Personal Loan
The most popular loan amount in Germany. Compare 10,000 personal loans from 50+ lenders. From 3.2% APR with terms up to 120 months.
From 3.2% APR
Up to 120 Months
Most Popular Amount
Compare 10,000 Loan Offers
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10,000 Monthly Payment Examples
| Term | APR | Monthly | Total Interest |
|---|---|---|---|
| 24 months | 3.2% | ~432/month | ~368 |
| 36 months | 3.8% | ~297/month | ~692 |
| 48 months | 4.2% | ~229/month | ~992 |
| 60 months | 4.5% | ~188/month | ~1,280 |
| 84 months | 5.2% | ~142/month | ~1,928 |
Representative examples based on average market rates. Your actual rate depends on creditworthiness.
Popular Uses for 10,000 Loans
Used Car Purchase
10,000 covers quality used vehicles from trusted German brands. Often better value than new car financing.
Home Renovation
Kitchen remodel, bathroom upgrade, or general apartment improvements. May be tax deductible for landlords.
Debt Consolidation
Combine high-interest overdrafts and credit cards into one manageable payment at lower rates.
Major Life Events
Wedding expenses, relocation costs, or family emergencies. Flexible use personal loan.
Requirements for 10,000 Loan
Minimum Requirements
- Age 18-75 years
- German residence with valid permit
- Monthly net income: typically min. 1,200
- German bank account
- No active insolvency proceedings
For Best Rates
- Permanent work contract (unbefristet)
- Positive Schufa score (above 95%)
- Employment beyond probation
- Debt-to-income ratio below 40%
- Stable address history