Best Fixed Deposit Rates in Germany • Up to 5.2% Annual Interest •
Secure Savings • English Support • Perfect for Expats
50+ German banks compared • Up to 5.2% interest rates • €100K deposit protection • English support for expats
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German banks
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Your fixed deposits are protected by German deposit guarantee schemes up to €100,000 per bank. This means your savings are secure even if the bank faces financial difficulties.
€10,000 for 1 Year
3.8% annual interest
€380
interest earned
€25,000 for 2 Years
4.2% annual interest
€2,100
total interest
€50,000 for 3 Years
4.5% annual interest
€6,750
total interest
Most German banks require a minimum deposit of €500-€1,000 for fixed deposits. Some premium banks may require higher minimums like €5,000 or €10,000.
Fixed deposits have a locked-in period. Early withdrawal is usually possible but may result in interest penalties or loss of accrued interest. Check terms carefully.
Yes! Fixed deposits are perfect for expats who want secure, guaranteed returns. You need a German bank account and tax registration, which we can help you navigate.