Fixed Deposit
Comparison
Best Fixed Deposit Rates in Germany • Up to 5.2% Annual Interest •
Secure Savings • English Support • Perfect for Expats
50+ German banks compared • Up to 5.2% interest rates • €100K deposit protection • English support for expats
Max interest rate
German banks
Protected per bank
Satisfied savers
Fixed Deposit Comparison
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Fixed Deposits in Germany
Why Choose Fixed Deposits?
- ✓ Guaranteed interest rates
- ✓ No market risk - capital protected
- ✓ Up to €100,000 protected per bank
- ✓ Better rates than savings accounts
- ✓ Available for German residents
Current Best Rates
- 1 Year: Up to 3.8% APY
- 2 Years: Up to 4.2% APY
- 3 Years: Up to 4.5% APY
Deposit Protection:
Your fixed deposits are protected by German deposit guarantee schemes up to €100,000 per bank. This means your savings are secure even if the bank faces financial difficulties.
Fixed Deposit Examples
€10,000 for 1 Year
3.8% annual interest
€380
interest earned
€25,000 for 2 Years
4.2% annual interest
€2,100
total interest
€50,000 for 3 Years
4.5% annual interest
€6,750
total interest
Fixed Deposit FAQ
What is the minimum deposit amount?
Most German banks require a minimum deposit of €500-€1,000 for fixed deposits. Some premium banks may require higher minimums like €5,000 or €10,000.
Can I withdraw my money early?
Fixed deposits have a locked-in period. Early withdrawal is usually possible but may result in interest penalties or loss of accrued interest. Check terms carefully.
Are fixed deposits suitable for expats?
Yes! Fixed deposits are perfect for expats who want secure, guaranteed returns. You need a German bank account and tax registration, which we can help you navigate.