Legal
Protection 2025
Legal protection insurance from €85/year. Comprehensive coverage for court costs & legal representation. Expert legal support.
Legal Protection Comparison
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Legal Protection Insurance - Your Legal Rights Protected
What's Covered
- Private legal disputes: Neighbor conflicts, contract disputes
- Traffic law: Accidents, fines, license suspensions
- Employment law: Workplace disputes, termination issues
- Property & housing: Landlord-tenant disputes, property issues
- Family law: Divorce, custody, inheritance disputes
Cost Examples
- Civil court proceedings: €3,000-15,000
- Traffic accident case: €2,000-8,000
- Employment tribunal: €1,500-10,000
- Divorce proceedings: €2,500-12,000
- Criminal defense: €5,000-20,000+
Types of Legal Protection
Private Legal
Personal disputes, contracts, property matters
Traffic Legal
Driving offenses, accidents, vehicle disputes
Employment Legal
Workplace conflicts, dismissals, harassment
Common Use Cases
Everyday Legal Issues
- • Defective purchase complaints
- • Online shopping disputes
- • Vacation/travel contract issues
- • Insurance claim rejections
- • Professional service disputes
- • Neighbor noise complaints
Serious Legal Matters
- • Traffic accident liability claims
- • Unfair dismissal cases
- • Rental deposit disputes
- • Medical malpractice claims
- • Inheritance and estate disputes
- • Construction defect claims
What to Consider
Coverage Selection
- • Choose coverage sum (€100,000-1,000,000)
- • Consider deductible amounts (€0-500)
- • Include criminal law if needed
- • Add family member coverage
Important Exclusions
- • Pre-existing legal disputes
- • Intentional criminal acts
- • Business-related legal issues
- • Certain family law matters
Frequently Asked Questions
When can I use my legal protection insurance?
Most policies have a waiting period (3 months for general disputes, no waiting for traffic accidents). The legal issue must arise after policy activation.
Can I choose my own lawyer?
Yes, you can typically choose your preferred lawyer. Some insurers may suggest lawyers, but the final choice is usually yours.
What if I lose the case?
Your insurance covers your legal costs regardless of outcome. However, you may still be liable for the opponent's legal costs if you lose.
Is legal protection insurance tax deductible?
Yes, legal protection insurance premiums are generally tax deductible as "Sonderausgaben" (special expenses) up to certain limits.