Geprüft
Private Health Insurance
Premium PKV for Expats & High Earners • Professional Consultation •
Quality Coverage • English Support • Top German Providers
Premium private health insurance • Quality coverage • Professional consultation • English support • Top German providers
PKV customers
Insurance companies
Quality coverage
Consultation
Geprüft Private Health Insurance Comparison
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Private Health Insurance in Germany
🎯 Who Can Join PKV?
- ✓ Self-employed professionals
- ✓ High earners (€69,300+ annual income)
- ✓ Civil servants (Beamte)
- ✓ Students under certain conditions
- ✓ Expats with qualifying income
PKV Advantages
- Premium Care: Private rooms, chief physician treatment
- Faster Appointments: No waiting times for specialists
- Global Coverage: Worldwide medical protection
Important for Expats:
Private health insurance offers superior medical care in Germany. Our English-speaking consultants help you navigate the complex German healthcare system and find the perfect PKV plan.
PKV Cost Examples
Young Professional (25-35)
Standard coverage
€250-400
per month
Mid-Career (35-50)
Premium coverage
€400-600
per month
Family Coverage
2 adults + 2 children
€800-1,200
per month
PKV Questions & Answers
Can I switch back to public health insurance?
Switching back to public insurance is only possible under specific conditions, such as becoming an employee earning under €69,300 annually or reaching retirement age.
What happens when I get older?
PKV premiums increase with age, but German law requires insurers to build aging reserves to limit premium increases for older customers.
Do I need a health check?
Yes, private insurers typically require health questions and may request medical examinations. Pre-existing conditions can affect coverage or premiums.