🏆 EXCLUSIVE 2025 - Private Health Insurance

EXCLUSIVE
Private Health Insurance

Premium PKV for Expats & High Earners • VIP Consultation •Elite Coverage • English Support • Top German Providers

🏥 Elite Coverage
💼 For High Earners
🌍 English Support
✅ VIP Consultation
🏆EXCLUSIVE PKV Guarantee

Premium private health insurance • Elite coverage • VIP consultation • English support • Top German providers

500K+

PKV customers

50+

Insurance companies

100%

Elite coverage

VIP

Consultation

🏆 EXCLUSIVE 2025: Germany's premier PKV comparison portal • 4.9/5 stars

EXCLUSIVE Private Health Insurance Comparison

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Private Health Insurance in Germany

🎯 Who Can Join PKV?

  • ✓ Self-employed professionals
  • ✓ High earners (€69,300+ annual income)
  • ✓ Civil servants (Beamte)
  • ✓ Students under certain conditions
  • ✓ Expats with qualifying income

💎 PKV Advantages

  • Premium Care: Private rooms, chief physician treatment
  • Faster Appointments: No waiting times for specialists
  • Global Coverage: Worldwide medical protection

⚡ Important for Expats:

Private health insurance offers superior medical care in Germany. Our English-speaking consultants help you navigate the complex German healthcare system and find the perfect PKV plan.

PKV Cost Examples

Young Professional (25-35)

Standard coverage

€250-400

per month

Mid-Career (35-50)

Premium coverage

€400-600

per month

Family Coverage

2 adults + 2 children

€800-1,200

per month

PKV Questions & Answers

Can I switch back to public health insurance?

Switching back to public insurance is only possible under specific conditions, such as becoming an employee earning under €69,300 annually or reaching retirement age.

What happens when I get older?

PKV premiums increase with age, but German law requires insurers to build aging reserves to limit premium increases for older customers.

Do I need a health check?

Yes, private insurers typically require health questions and may request medical examinations. Pre-existing conditions can affect coverage or premiums.