Financial Glossary
Clear definitions for credit, insurance and energy terms. Knowledge for better financial decisions.
Objective Definitions Without Advertising
Our financial glossary contains purely informational content – no affiliate links, no advertising. All definitions are based on official sources and are regularly updated.
Credit & Financing
8 TermsEffective Interest Rate
The actual total cost of a loan per year.
Credit Score
A value that reflects your creditworthiness.
Repayment Rate
The portion of the loan payment that goes toward debt repayment.
Early Repayment
Unscheduled repayment in addition to regular installments.
Residual Debt Insurance
Protection of loan debt in case of death, unemployment or disability.
Creditworthiness
The ability and willingness to meet financial obligations.
Installment Loan
A loan with fixed monthly repayment installments.
Debt Restructuring
Replacing existing loans with a new, more favorable loan.
Energy
3 TermsInsurance
3 TermsAbout Our Financial Glossary
The CheckEverything.de Financial Glossary is an independent knowledge resource for consumers in Germany. All definitions are researched by our editorial team and are based on official sources such as legal texts, BaFin publications and specialist literature.
Our principles: Objectivity, comprehensibility and accuracy. No sales intent, no hidden affiliate links – pure information.
Last updated: February 2026