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Latest tips, laws and expert knowledge for better financial and insurance decisions in Germany

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Latest Articles

Travel TrendNEW 2026

Coolcation: Cool Summer Destinations in Europe

Escape the heat! Discover the best cool summer destinations in Scandinavia, the Alps, and the Atlantic coast.

January 202610 Min. Read
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Wellness TrendNEW 2026

Sleep Tourism: Hotels for Better Sleep

The new wellness trend: Hotels specializing in optimal sleep quality. Special mattresses, sleep coaches, and more.

January 20268 Min. Read
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RetreatNEW 2026

Digital Detox in Monasteries

Escape the digital world: Monastery retreats for digital detox. Find peace and reconnect with yourself.

January 20269 Min. Read
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OutdoorNEW 2026

Prepper Vacation: Survival Training as Experience

Learn survival skills on vacation: Fire making, water purification, wilderness navigation, and more.

January 202611 Min. Read
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NEW 2026Mortgage

Mortgage Germany 2026: Interest Rates, Tips & Complete Guide

Rates 3.1-3.7% for 10-year fixed. Example: 350,000 EUR loan costs 1,586 EUR/month in 2026 vs 812 EUR in 2021. Energy efficiency affects property prices.

January 202612 Min. ReadReal Estate
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NEW 2026Citizenship

Naturalization 2026: Turbo-Naturalization Abolished

New regulations from 2026: 5 years instead of 3, German B1 required, permanent residence mandatory. What expats need to know.

January 202610 Min. ReadImmigration
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CURRENT 2026Car Insurance

Car Insurance Switch 2026: Deadline November 30

New type classes, premiums rising +12%. Step-by-step guide to switch successfully. Save up to €500/year.

January 20268 Min. ReadCar Insurance
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Car InsuranceNEW 2026

Type Classes 2026: New Vehicle Classifications for Car Insurance

GDV updates type classes. Which vehicles become more expensive and how you can save.

January 202610 Min. Read
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Car InsuranceNEW 2026

Regional Classes 2026: Where Does Car Insurance Cost More?

New regional classes by registration district. Find out how your location affects premiums.

January 20269 Min. Read
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Car InsuranceNEW 2026

Car Insurance Premiums 2026: Why Costs Are Rising

Premium development, inflation, and claim costs. How you can still save money.

January 202611 Min. Read
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EV InsuranceNEW 2026

Electric Car Insurance 2026: Special Rates for EVs

Battery protection, charging station coverage, THG quota. Everything about optimal insurance for your EV.

January 202612 Min. Read
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Car InsuranceNEW 2026

Telematics Car Insurance 2026: Save Money Through Safe Driving

How telematics works, which providers are available, and who benefits from these tariffs.

January 202610 Min. Read
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Car InsuranceNEW 2026

Car Insurance Legal Changes 2026: New Regulations

Important legal changes for drivers and policyholders in 2026.

January 20268 Min. Read
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CURRENT 2026Energy

Electricity & Gas Prices 2026: Current Development

Electricity 30-35 ct/kWh, Gas 8-10 ct/kWh. CO2 price rises to €55/ton. Compare now and save!

January 202610 Min. ReadEnergy
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NEW 2026Health

Health Insurance 2026: Contributions Rise to 17.1%

Average additional contribution 2.5%. Contribution ceiling €66,150. What changes for employees and self-employed.

January 20269 Min. ReadHealth Insurance
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Credit & Finance 2026

SCHUFA 2026NEW 2026

SCHUFA Reform 2026: New Scoring System from March

Only 12 factors instead of 250+ criteria. Score simulator, unified score, shorter deletion periods.

January 202612 Min. Read
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Credit 2026NEW 2026

BNPL & Klarna Regulation 2026: New EU Rules

From November 2026: Full banking supervision for BNPL. Mandatory credit checks. What changes.

January 202610 Min. Read
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Funding 2026NEW 2026

KfW Loans & Funding 2026: Rates from 0.01%

Young buys Old, Climate-friendly new construction, Heating exchange. All programs overview.

January 202612 Min. Read
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Mortgage 2026NEW 2026

Mortgage Germany 2026: Rates 3.5-4% - Guide

Current mortgage rates, energy efficiency rules, KfW combination. Complete guide.

January 202615 Min. Read
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ECB 2026NEW 2026

ECB Interest Rate Policy 2026: Key Rate at 2.0%

Stable key rate, credit rate forecasts, optimal timing. Analysis.

January 202610 Min. Read
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E-Car 2026NEW 2026

Electric Car Loan & Subsidy 2026: Up to 5,000 EUR

New EV subsidy, THG quota, tax benefits. How to save on electric cars.

January 202611 Min. Read
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Archive 2025

Archive 2025Credit Cards

Miles & More Credit Card Switches to Deutsche Bank

From October 2025, the Miles & More Credit Card will be issued by Deutsche Bank. New application required! Secure your switch bonus.

November 20256 Min. ReadCredit Cards
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GEG 2026Energy

German Heating Law (GEG) 2025: What Applies Now

65% renewable energy mandatory for new heating systems. All deadlines, exceptions, and subsidies up to 70% at a glance.

November 20258 Min. ReadHomeowners
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NEW 2026Long-Term Care

Long-Term Care Insurance 2025: Rates Rising - How to Protect Yourself

Rate rises to 3.6%! Benefits +4.5%. Care gap grows to €3,000/month. 4.96M need care today - 6M+ by 2040. Act now!

January 202510 Min. ReadCare Planning
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MANDATORY 2026Building Insurance

Building Insurance 2025: Natural Hazards Now MANDATORY

Coalition decides: Natural hazards insurance becomes mandatory! Only 54% insured. Premiums rise 13.6%. Learn everything about the new requirement.

January 20259 Min. ReadHomeowner Info
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IMPORTANTHealth Insurance

Health Insurance 2025: Rates Rising Dramatically

82 insurers raise their rates drastically. With the right strategy, you can still save up to €500 per year. Start comparing now!

January 20258 Min. ReadHealth
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2026 Articles

CARE 2026

Long-Term Care Insurance 2026: Rate Rises to 3.6%

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BUILDING 2026

Natural Hazards Insurance 2026: Now Mandatory

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GEG 2026

Heating Law 2026: New Rules from January

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CREDIT 2026

Miles & More 2026: Deutsche Bank Transition Complete

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CAR 2026

Car Insurance Germany 2026: Complete Guide

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TYPE 2026

Type Classes 2026: New Classifications

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REGIONAL 2026

Regional Classes 2026: Premiums by Location

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PREMIUMS 2026

Car Insurance Premiums 2026: Rising Costs

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EV 2026

Electric Car Insurance 2026: Special Rates

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TELEMATICS 2026

Telematics Tariffs 2026: Drive Safe, Save Money

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LEGAL 2026

Car Insurance Legal Changes 2026

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Archive 2025

LEGAL

Naturalization 2025: New Laws

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ENERGY

Electricity & Gas: Prices 2025

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CAR

Car Insurance Switch 2025

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