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Latest tips, laws and expert knowledge for better financial and insurance decisions in Germany

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🚨 NEW 2025💜 Long-Term Care

Long-Term Care Insurance 2025: Rates Rising - How to Protect Yourself

Rate rises to 3.6%! Benefits +4.5%. Care gap grows to €3,000/month. 4.96M need care today - 6M+ by 2040. Act now!

📅 January 2025⏱️ 10 Min. Read💜 Care Planning
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🚨 MANDATORY 2025🏠 Building Insurance

Building Insurance 2025: Natural Hazards Now MANDATORY

Coalition decides: Natural hazards insurance becomes mandatory! Only 54% insured. Premiums rise 13.6%. Learn everything about the new requirement.

📅 January 2025⏱️ 9 Min. Read🏠 Homeowner Info
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💚 IMPORTANT💚 Health Insurance

Health Insurance 2025: Rates Rising Dramatically

82 insurers raise their rates drastically. With the right strategy, you can still save up to €500 per year. Start comparing now!

📅 January 2025⏱️ 8 Min. Read💚 Health
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⚖️ LEGAL

Naturalization 2025: New Laws

The naturalization laws changed fundamentally in 2024.

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⚡ ENERGY

Electricity & Gas: Prices 2025

Energy price trends and the best switching strategies.

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🚗 CAR

Car Insurance Switch 2025

Deadline November 30 - How to switch correctly.

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🚗 CAR

Car Insurance Germany: Guide 2025

Everything about liability, partial and full coverage.

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